1.
Jiaying Jin, Tina Huang, Sam Lu. A Model-Risk-Friendly Probability of Default Workflow: Calibration, Distribution-Free Uncertainty Quantification, and SHAP Explanations on the UCI Credit Card Default Dataset. JACS. 2024;4(6):74-85. Accessed September 5, 2026. https://ciajournal.com/index.php/JACS/article/view/369